Mertex Technologies: Your Foundation for Secure Contractor Payments

At Mertex Technologies, we simplify and secure contractor payment processing. As an authorized reseller for leading processors, we empower your business with multi-currency support and full compliance, whether you're tackling local repairs or managing large-scale global construction projects.

Pricing
A contractor using a Mertex Technologies mobile POS system to process a credit card payment on-site, illustrating fast approvals and efficient payment processing for your business.

Credit Card Processing for Contractors

Managing payments shouldn't hold you back. Mertex Technologies provides fast approvals, reliable solutions, and secure credit card processing for contractors. Whether you're handling large roofing invoices or numerous small landscaping jobs, our merchant services help you get paid quickly so you can focus on your craft. We excel in high-volume and high-risk scenarios, ensuring secure payment processing for all your accounts.

Our Core Services

Contractor Payment Gateway

  • We provide a secure gateway for real-time authorization and encrypted data transfer, ensuring smooth payment experiences.

Contractor Payment Processing

  • Our system simplifies and secures your financial flow by reducing disputes and chargebacks, allowing you to deliver quality service while we ensure smooth payment collection.

Expert Professional Services

  • Mertex Technologies offers expert-backed payroll and HR solutions to free you to focus on growth. We leverage our extensive provider network to create customized solutions for your unique company needs.
Mertex Technologies offers customized contractor payment services for electricians, plumbers, HVAC, landscapers, and general contractors, focusing on improved cash flow and chargeback prevention.

Tailored Payment Solutions for Every Trade

Our contractor payment services are customized to meet the unique demands of various trades, ensuring optimal cash flow and robust chargeback prevention.

  • Electricians: Power up your cash flow. Get paid quickly and reliably for every job, from simple fixes to complex wiring, all with competitive rates.
  • Plumbers: Keep your business flowing smoothly. Our flexible payment options and advanced chargeback prevention protect your income from service calls and installations.
  • HVAC Services: Take the pressure off payments. We offer customized service plans and easy on-site processing at competitive rates, keeping your business climate cool.
  • Landscapers: Cultivate consistent income with fast and easy payment solutions. Say goodbye to seasonal payment dips and focus on creating beautiful outdoor spaces, hassle-free.
  • General Contractors: Manage complex project payments and subcontractors with ease. Our solutions provide simplified global market access, virtual cards, and secure payment services for better financial control, especially crucial in the United States market.

If your job requires mobility, you need a contractor merchant account that moves with you. Mertex Technologies offers customized payment services that easily process large invoices, secure credit card payments, and navigate chargebacks with a business-first approach. Our solutions are built for mobility, fraud protection, and fast payouts.



 

Automated Payments

Focus on Growth with Reliable Contractor Payment Services

At Mertex Technologies, we offer secure, fast contractor payment services with easy onboarding. Enjoy cost efficiency through simplified processing with real-time authentication and chargeback prevention. Multi-currency processing in 170+ currencies allows for global payments, and our virtual card issuing provides safe and flexible contractor payment services.

Customized Invoicing

  • Send customized invoices via email or text to keep cash flowing how your customers prefer.

Recurring Billing

  • Automate recurring billing cycles for flexible payment options or set up one-time payments as needed.

Offline Transactions

  • Complete transactions even with a weak or disconnected internet connection, ensuring you never miss a payment.

Contractor & Construction Business POS Systems: Concrete Solutions for Growth

As an authorized reseller, Mertex Technologies provides every tool needed for contractors and construction services to accept payments and grow. You'll never miss a payment, even on a jobsite, with customized SMS invoices and a portable card reader with Offline Transaction capability. We tailor merchant services for construction and trade businesses, both in the United States market and beyond.


Graphics demonstrating chargeback prevention tools, fraud detection, and streamlined financial flow, emphasizing how Mertex Technologies helps contractors reduce disputes and protect cash flow.

Built for Builders: Perfect POS Systems and Devices

We offer a variety of device options to serve diverse business models. Our mobile debit and credit card readers and smart solutions accept all payment types—from traditional EMV and magstripe cards to contactless payments—wherever you conduct business.

  • Cash Discount: Secure a single flat rate for every transaction while offering customers a discount for paying with cash, optimizing your cash flow.
  • Employee Management: Create unique employee roles, generate performance reports, and update schedules to track progress and know who's on which jobsite.
  • Standard POS Fixtures: Mertex Technologies provides integrated POS systems that are an upgrade. We help your construction, home contractor, or plumbing business efficiently and safely accept payments, and guide your business growth by providing tools to manage both back-office tasks and customer-facing operations.
Payment Gateways
An image depicting a landscaper receiving a quick payment via a mobile app, illustrating Mertex Technologies' easy payment solutions that boost cash flow and prevent seasonal dips for your business

Smart Time & Attendance

  • Stop tracking hours manually. Our automated time and attendance solutions handle schedules, hours worked, and time off requests, ensuring payroll accuracy and compliance. This frees up valuable time you can reinvest directly into your business.
  • With the Mobile app, employees can clock in and out, view schedules, and request time off directly from their phones. Our geo-fencing feature helps ensure staff are where they need to be when clocking in. The app also gives employers easy access to payroll, benefits, and other important HR features on the go.

 

Effortless Management

Explore Mertex Capabilities

Maximize Your Revenue, Your Way: Tools and Strategies Built for You.

Digital representation of a contractor payment gateway showing real-time authorization and encrypted data transfer, highlighting secure payment services for contractor merchant accounts.

Secure Transactions

PCI DSS-validated with certified, point-to-point encryption and tokenization.

Analytics and reporting

Monitor transactions, inventory, and customers for smarter business decisions.

Cash discounts

Offer a dual price program for cash and credit card payments.

Integrations

Flexible, integrated payments: mobile SDK, extensive solutions, and broad hardware compatibility.

Automation and workflows

Streamline payments and invoices with automation, offering virtual terminal, mobile reader, and recurring billing capabilities.

Fast funding

Same day or next day, your choice, at no extra cost to you.

Advanced Features

Gain access to multiple payment gateways, flexible invoicing, integrated inventory, chargeback protection, employee management, and customer behavior tracking.

Customer service

Real human beings ready to help you around the clock.

Ready to optimize your contractor payment processing and management?

Join one of our complimentary training and demo sessions to streamline your business and secure your merchant payment accounts!

Register for a Session

Contact us

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Frequently asked questions

Why do contractors need a specialized merchant account, and how can Mertex Technologies help?

Standard merchant accounts often label contractors as high-risk, causing payment delays and transaction limits that hinder your business. Mertex Technologies offers specialized contractor merchant accounts and tailored payment services to address these issues. We focus on minimizing chargebacks and providing fast, reliable support so your business can thrive.

Does Mertex Technologies offer mobile payment processing for contractors?

Yes, absolutely. Mertex Technologies provides contractor payment solutions that support secure, real-time in-person and mobile transactions. Our dependable payment processing system means you can accept credit card payments efficiently, keeping your business moving no matter where the job takes you.

Which contractor trades does Mertex Technologies specialize in serving?

Mertex Technologies supports a wide range of contractors, from independent electricians and plumbers to large general contracting firms, landscapers, HVAC specialists, and roofers. Our contractor merchant account is specifically designed to meet the diverse demands of the contracting world, providing solutions that proactively prevent chargebacks, minimize fraud, and eliminate payment delays.

How fast can I get paid?

Through our primary processor, Next Day Funding transactions processed and closed Monday – Friday before 10 p.m. ET will be deposited into your bank account by 10 a.m. ET the next business day. Our Same Day Funding allows you to have all transactions closed and processed before 10:30 a.m. ET deposited by 5 p.m. that same day.

What does your billing and invoicing cost?

Our payment platform comes standard with many business and back-office tools. These include a mobile app and an online merchant portal.